Effective Date: April 30, 2025
Welcome to Prosper Technologies ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website located at https://prospertech.io/ (the "Website") and any related services, content, features, or applications offered by us (collectively, the "Service").
By accessing or using the Website or Service, you signify that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which must be created and incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Website or Service.
Prosper Technologies provides an innovation-driven company providing scalable AI solutions, fintech innovation, and custom digital transformation tools. Our services leverage Large Language Models (LLMs), advanced data analytics, and automation to streamline operations, enhance efficiency, and provide personalized insights across various sectors including banking, e-commerce, B2B, and industry. We offer solutions ranging from AI-powered analytics and process automation to custom application development (including B2B, E-commerce, Lifestyle apps), industrial AI, staff augmentation, and secure fintech integrations.
You must be at least 18 years old to use the Service. By agreeing to these Terms, you represent and warrant that you are of legal age to form a binding contract with the Company.
Registration: To access certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Security: You are responsible for safeguarding your account password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with this security obligation.
You agree not to use the Website or Service for any purpose that is unlawful or prohibited by these Terms, or any other purpose not reasonably intended by Prosper Technologies. You agree not to:
All content on the Website and within the Service, including but not limited to text, graphics, logos, icons, images, software, code, and designs (collectively, "Content"), is the property of Prosper Technologies or its licensors and is protected by Pakistani and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service and Content solely for your personal or internal business purposes in accordance with these Terms. You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.
Your privacy is important to us. Our collection, use, and disclosure of personal information in connection with the Service must be governed by our Privacy Policy. By using the Service, you agree to the collection and use of information in accordance with the Privacy Policy once it is established and linked. The Service involves processing user data to provide AI-powered solutions and personalized insights; the specifics of data handling, security measures, and user rights must be detailed in the aforementioned Privacy Policy.
THE WEBSITE AND SERVICE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
PROSPER TECHNOLOGIES DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE; NOR DOES IT MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICE, OR AS TO THE ACCURACY, RELIABILITY, OR CONTENT OF ANY INFORMATION OR SERVICE PROVIDED THROUGH THE WEBSITE.
Any insights, analytics, or outputs generated by our AI systems are for informational and operational enhancement purposes only and should not be construed as definitive financial, investment, or legal advice unless explicitly stated under a separate advisory agreement. Users should exercise their own judgment and consult qualified professionals before making critical business or financial decisions based solely on information obtained through the Service.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PROSPER TECHNOLOGIES, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICE; (III) ANY CONTENT OBTAINED FROM THE SERVICE; AND (IV) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
You agree to defend, indemnify, and hold harmless Prosper Technologies and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) content posted by you on the Service.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 15 days' notice prior to any new terms taking effect, likely by posting the updated terms on the Website. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.
We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account (if applicable), you may simply discontinue using the Service or follow any account deletion procedures provided.
These Terms shall be governed and construed in accordance with the laws of Pakistan, without regard to its conflict of law provisions. You agree that any dispute arising from or relating to the subject matter of these Terms shall be first addressed through amicable negotiations. If the dispute cannot be resolved through negotiation within 30 days, it shall be finally settled by the competent courts located in Lahore, Punjab, Pakistan.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms and our Privacy Policy constitute the entire agreement between you and Prosper Technologies regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.
If you have any questions about these Terms, please contact us at: Sales@prospertech.io